Emergency fund for health is required when you are trying to fund your health emergency situation. You need cash at that time, and its unaviodable. You can ask for a loan from someone in your family or a financial company. Loan without markup is always good.

Take a loan with a security: You have some assets and you want loan against that assest. You take that asset such as a gold ring to gold smith and ask for 20% value of currency as loan againts that gold ring, if agrees to trade with you. You will tell him, that you will return the amount in 30 days after the loan taken date. You also decide what will happen if you are unable to return the loan or want more loan on that ring, whose price was fixed when you set the loan date.

Decide what are your assets? Rice, Wheat, Car, Sugar, Tea, Services or any thing in gold, silver and othe commodity.

Find a person who is ready to trade in commodity? Look for such people who can keep your asset and return it to you, when you return the loan.

Any orginasition which can keep your assets in a safe place for a duration of time will be helpful.

Take a loan without a security: You can ask a temporary loan from friend or family anytime.

Interest based loan options are avioded here in the current article.