Preserving the value of a commodity, money, currency or services for the trading and user consumption is very key to a just system or governance. There are two ways: one to deal with gold, silver or bronze or alternatively, demand based commodities to exchange in as trade. Other which we are following in the world at the moment, Currency reserve for the amount of gold. Unfortuantely, printing money more than the gold reserve or making interest a parallel stream to the print of money is uncureable problem. In this article, I am going to walk through various possibility or hints of a working solution for a common man to preserve the value he has in hand and later invest wisely in unjust circumstances.

Here is a situation, Most of people do jobs and earn in pakistan rupees. Some the money is put in the banks for saving purposes. Some people save it in current accounts while some do it saving accounts. The process of inflation all over the world is affecting in various ways to the value of the money every day. i.e reducing it. If I have been paid in gold coins, that could change a lot, but still it will have its limitations.(You can read: Why paying in gold coins is a limitation?)

In circumstances like 40% inflation every year, this is totally unfair, if we collectively do not try to find an alternative to save ourselves and others from the unjust finance system.

So, Money is in currency and either you are to going to keep it, or buy in some products or services, pay some bills in advance. Since Money is on decline as per inflation, only consuming it to buy, trade or invest in, may preserve its value.

Tip: You may read: Can you preserve money value by giving it to charity or sadka or zakat?

So, in current times money earned should not be kept in the bank or in your drawer or safe.

Now at the personal level, What steps you can take to preserve the value of your hard earned salary by spending the money. Please remember, you can buy gold, but it is not used to buy daily commidities or services any where in the world.

For a common man, Food and water, shelter and home, security, education, health and emaan are the key elements. Why I have included Emaan is basic nessicities of human I have explained here briefly. (You may read: Why Emaan is basic nessicity of human Life?)

Food and Water: You can buy in your home used commodities right way and make sure they remain safe and you used them. Buying a commodity means you have secured you demand of future 30 days or 30 months.

Shelter or home: You can pay home rent or buy a piece of land on cash or advance cash. Paying an advance rent and getting discount on it is also a possibility in some cases. You can see maintanence services, cleaning services or personal services.

Health: You can only buy in the medicines in advance with an expiry date. The health emergency fund needs to be cash in hand or a loan amount taken for the next upcoming your receiveables!

Education: You can pay your school fee in advance or home tutor based on your daily or monthly commitments. Your advance tuition fee or a loan amount taken for your next receiveables. You may read: How Secure is your job? How certain are you about receiving your next salary? or Do you have any side income?

Travelling: Fuel expense is unavoidable, unless you buy a bicycle!

You should keep money for buying food and water, fuel and emergency fund. Rest of the money should be invested in Trading.

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